Yes, the SMA RS 485-N (485USPB-NR) is compatible with boy Sunny Boys and Sunny Islands. Here is an SMA link to an informative video by SMA on how to use the card.
No, you cannot use your solar panels when the power goes down, however, you do have two solar power system options to protect yourself in the event of a power outage. 1) A battery backup system using
Yes, all SMA Sunny Boys ending in "-41", including the models in the bullet list below, have zero export capability. This would require the use of the SMA Data Manager M sold separately.
SB3.0-1 SP